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Building Better Professionals

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Current Issue   About the Register

September/October  2016

Register Cover Story: Do the Right Thing, at the Right Way at the Right Time

James J. Ciennik, Sr. and James J. Ciennik III






Are You Really Listening?

When you ask a client a generic question, you expect a generic answer, but wait…you may be surprised to find out that they really have something to say.
by Michelle Blair



Best Practices Considerations for Qualified Accounts

On Wednesday, April 6, 2016, the United States Department of Labor (DOL) issued a new set of rules governing advice by financial professionals relating to qualified retirement money (IRA, 401(k), etc.). by Michael Tove


The IARFC Ethics Approval Program

The IARFC has created an Ethics Approved Renewal Program designed to promote adherence to our Code of Ethics. This program scrutinizes the practice history of each member and will award recognition to those who serve the public’s interest when dealing with their financial future.


The Importance of a Defined Process

Independent financial consultants often have the opportunity to manage client assets themselves or to outsource the investment management to one or more third-party managers. In light of all of the regulatory issues ongoing with the U.S. Department of Labor as well as increasing turbulence in the global financial markets, the trend is certainly moving toward outsourcing. But is it right for you?  by Nicholas A. Pologeorgis


A practitioner-oriented financial magazine written and published  by the IARFC. The Register is published by the International Association of Registered Financial Consultants ©2016, it includes articles and advice on technical subjects, and practice management. The IARFC makes no claim as to accuracy and does not guarantee or endorse any product or service that may be advertised or featured.


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Cover Profile Criteria: Profile Participant, must be an IARFC member in good standing, have made contribution to the financial industry, i.e. writing articles, donations to industry events and/or continuing education program activities. Cover Profile Participants are also selected according to the Register annual Editorial Calendar theme and topics.       

Time:  Selection of the Cover Profile Participants are made (early Fall) for the following calendar year. 

Selection Committee:  Is made up of the Editorial Board of the Register (Editor-in-Chief, Editor and IARFC Operations). Final selections are also reviewed by the IARFC Chairman.

Become a Cover Profile Participant:  Contact the Register Editor-in-Chief, Wendy M. Kennedy at, 513.261.6047 to be added to the roster of names in Cover Profile Participant database.  The Register Editor-in-Chief will contact you if selected within 90 days of the Register publication deadline date you are selected to be profiled.  Please, be prepared to provide your professional resume or vita. 


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