Membership Door Opens for Life Insurance Professionals

March 24, 2016 by · Comments Off on Membership Door Opens for Life Insurance Professionals
Filed under: IARFC Posts 

grow with usWe are extremely excited to announce a change in the requirement for Association membership and the Registered Financial Consultant (RFC) designation and Master Registered Financial Consultant (MRFC).   Effective immediately, a Life Insurance license will satisfy the educational component of the qualifications to become a member of the Association.

This change is part of a more involved process.  When we began the path to third party accreditation, every aspect of the organization was reviewed and scrutinized to meet the strict guidelines of the National Commission for Certifying Agencies (NCCA).

With this new direction and purpose, our IARFC Board of Directors unanimously felt the membership education requirement should be re-evaluated.  It will now include those professional individuals who hold an insurance license.

“As the new Chairman for the IARFC, I feel insurance agents and consultants can benefit from the RFC designation and the Master Registered Financial Consultant (MRFC) when our accreditation application is approved.” said Chairman H. Stephen Bailey.  “To include this group improves our base of advisors whose products are a fundamental part of financial planning.”

For the public – knowing that their financial professional is an RFC assures them that their potential insurance advisor is vetted for a high standard of ethics.  Many consumers do not start out with investments or complicated strategies when putting together their financial roadmap.  Insurance is a fundamental basic of any financial plan.

For the insurance professional – being a Registered Financial Consultant emphasizes more of a total need of planning, not just selling a product or package.  It elevates the motivation, education and dedication of these professionals to be part of a larger financial community.

 Vice Chairman Nicholas Royer experienced the value of education and mentoring through the IARFC when he first started out as a newly graduated insurance professional years ago.   “I personally think this is a positive change,” said Royer.  “All of the high quality, ethical and impactful individuals in the insurance industry who want to make a difference are now able to see if they qualify for our designation and membership.  This is an important step to bring the IARFC into the future and broaden the scope of the Association and its members to the public we serve.”

To become a member of the IARFC and qualify for the RFC or MRFC designation, go to the IARFC website and review the qualifications. Application questions may be addressed to Amy Primeau, Membership Services –

Board of Directors Dedicated to Membership and Accreditation

March 16, 2016 by · Comments Off on Board of Directors Dedicated to Membership and Accreditation
Filed under: IARFC Posts 


The International Association of Registered Financial Consultants (IARFC) in Middletown, OH recently played host to the Association’s Annual Board Meeting. Directors spent two days judging the Semi-finals of the Financial Plan Competition and discussing the Association’s past performance and future areas of concentration.

Board Members on hand for the March Annual Meeting:

  • Chairman H. Stephen Bailey
  • Vice Chairman Nicholas Royer
  • CEO Ed Morrow
  • President Peter D’Arruda
  • Treasurer Jon Roger
  • Secretary Michelle Blair
  • Directors Isabel Cooper, Angie Trandai and Jim Moss

As Chairman of the Board for his first meeting, Steve Bailey laid the areas of concentration for the upcoming year and where the focus of attention is going to be directed in 2016/2017.

My goals are first to improve membership where our consultants can feel proud to be part of the Association and bring others potential members to the table,” commented Bailey. “Second is Accreditation. I want our consultants to be elevated to an elite level of respect and confidence knowing that they have been scrutinized and accepted by third party involvement.”

Increasing membership means adding value to the IARFC and its designations. All aspects of the Association are being reviewed with this end in mind. In 2016, there will be a commitment to finding out exactly what the members want and need from the Association. A redefinition and branding of the IARFC will be of major focus as the Board of Directors move forward under new leadership.

 “I want all members to feel that the Board is transparent and willing to change its way of doing business,” reported Bailey. “We will operate the Board as a complete whole with consideration of all of the Directors as we move the Association in a new direction.”

One major announcement is the inclusion of an insurance license to fulfill the education requirement for membership. Previously this was not included as one of the options.

This change acknowledges the education and experience of those consultants whose focus is insurance,” continues Bailey. “In the near future we will to reach out to this group of professionals and get them designated as RFCs. You will be hearing much more on this subject soon.”

Regarding accreditation – the Board is enthusiastically promoting the MRFC and encouraging members to support the IARFC in getting this complicated and detailed endeavor finalized. This designation when granted, will elevate the Association and its members who obtain the MRFC and enhance their stature with their peers and most importantly with consumers.

For more information on the IARFC Board or to comment on any issues concerning the outcome of the meeting, contact Chairman Steve Bailey.

Final Participants Selected in National Financial Plan Competition

March 15, 2016 by · Comments Off on Final Participants Selected in National Financial Plan Competition
Filed under: IARFC Posts 

The International Association of Registered Financial Consultants (IARFC) recently selected the Finalists for its National Financial Plan Competition to be held in Charlotte, NC on April 20 & 21. Heading to the final phase of the competition to present their financial plans on April 21st are:

  •  Molly Funk from Bryant University in Smithfield, RI – Mara Derderian Professor
  • Cole Brownell and Anthony Peleaz from California State University Northridge in Northridge, CA – Inga Chira Professor
  • Daniel Ingles and Grant Hulett from Central Michigan University in Mount Pleasant, MI – Doug Iles Professor


These live presentations of plans will again take place at the Charlotte Motor Speedway Club in Charlotte, NC – the second year in a row at this popular venue. The competition is a two-day event.

“Judging this competition as a Board Member of the IARFC gives each one of us an insight to the upcoming professionals in our field,” said Jon Rogers, RFC® and treasurer of the Association. “I enjoy each phase of the competition and look forward to judging the Finals in Charlotte.”

The preceding day, April 20th features industry relevant presentations for both the experienced consultant and those just starting their careers. Featured speakers are:

presenter images plan cometition 2016

  • Barry L. Dayley, RFC®, Money Concepts International, Inc. in Palm Beach, FL
  • Peter J. D’Arruda, RFC®, Capital Financial Advisory Group, LLC in Apex, NC
  • Nicholas Royer, RFC®, Group 10 Financial, LLC in Winter Park, FL
  • Stephanie Bailey RFC®, HB Financial Resources, LTD in Charlotte, NC
  • Jon Rogers RFC®, Rogers Financial Group, LLC in Greenville, SC

Register here for the two day event.  Obtain CE, be a judge for the Plan Competition and network with industry professionals.

Download complete agenda.

Dedicate Yourself to Selling

March 2, 2016 by · Comments Off on Dedicate Yourself to Selling
Filed under: IARFC Posts 


To contrive is nothing! 
To construct is something! 
To produce is everything!
….Captain Eddie Rickenbacker,
WWI Ace Aviator



From Kinder Brothers International

We are all salespeople! Every day of our lives, we are selling our ideas, our plans, our products and our enthusiasm to everyone.

Dedicate yourself to excellence in selling! Resolve to be a winner! Declare war on mediocrity, on pessimism!

Dedicate yourself to the ideal that yours is a great profession – one that is filled with endless opportunities for service to your fellow man and with rich rewards for yourself.

Dedicate yourself to your company, your organization, and your associates. Prove your gratitude for the opportunities they have provided by giving them your best.

Dedicate yourself to the daily task of turning problems into challenges, difficulties into opportunities, lethargy into enthusiasm, and procrastination into action!

Be done with excuses! Someone has defined excuses as “the tools with which persons with no purpose in view build for themselves great monuments of nothing.”

Every day, affirm to yourself the importance of your profession. Tell yourself a hundred times a day that your work is a potential blessing to many people, essential to the economy of our nation, and vital to the welfare and happiness of you and your family.

The depth of your dedication will determine the altitude of your achievement! Sink the roots of dedication deeply into the bedrock of determined purpose, daily preparation, and detailed planning.

Good luck and good selling!